Banks And Home Loan Stress

Many Australians are suffering from the cost of living pressures and the high interest rates putting them in danger of possible home loan difficulties. Australians’ pocket books are feeling a little lighter due to the increasing petrol and utility prices. Couple that with the natural disaster of the floods and the increase in interest rates […]

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Who Really Benefits From New Credit Card Rules?

By the time you imbibe these words with your eyes it will be easier to pay your charge card bill, easier to run up your bill, and easier to absolve yourself the responsibility of charging your card to the max. As a preface, some of the new credit card account reform rules that passed earlier […]

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Differences Between Charge Cards And Debit Cards

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true. Unfortunately, we often pass along information we received because we either assume it to be true, or we’ve heard it from a single reputable […]

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A Bit About Credit Card Balance Transfers

I first considered a balance transfer last summer. A newly-minted MBA, I was also up to my eyeballs in debt (let’s face it: I still am), but was hoping to responsibly pay it down, so I did the conscientious thing: I read up on which charge card accounts offered what benefits and chose the one […]

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Are Charge Card Account Convenience Checks Really Convenient?

Many consumers receive convenience checks in the mail and regard them as a monetary gift, another source of funds from a special-purpose checking account. Don’t be fooled. Convenience checks aren’t like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your charge card. […]

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