A Few Tips To Help People Get The Most From Charge Cards

No amount of credit card reform is going to help if you don’t spend the time to make your charge card accounts benefit you. As with many things, charge cards can be wonderful if you are disciplined, but they can also backfire and create a huge financial hole for you to dig out of. (If […]

Read More

Who Really Benefits From New Credit Card Rules?

By the time you imbibe these words with your eyes it will be easier to pay your charge card bill, easier to run up your bill, and easier to absolve yourself the responsibility of charging your card to the max. As a preface, some of the new credit card account reform rules that passed earlier […]

Read More

Differences Between Charge Cards And Debit Cards

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true. Unfortunately, we often pass along information we received because we either assume it to be true, or we’ve heard it from a single reputable […]

Read More

A Bit About Credit Card Balance Transfers

I first considered a balance transfer last summer. A newly-minted MBA, I was also up to my eyeballs in debt (let’s face it: I still am), but was hoping to responsibly pay it down, so I did the conscientious thing: I read up on which charge card accounts offered what benefits and chose the one […]

Read More

Are Charge Card Account Convenience Checks Really Convenient?

Many consumers receive convenience checks in the mail and regard them as a monetary gift, another source of funds from a special-purpose checking account. Don’t be fooled. Convenience checks aren’t like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your charge card. […]

Read More