Saving for Summer Activities while the Kids are out of School

With the summer school vacation fast approaching, for those on a tight budget, it can be stressful coming with activities for them that they can afford. Many activities are quite expensive, however when you so some research on cheap but fun activities and plan ahead, you and your kids can have a great summer and you will not go into debt.

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A Few Tips To Help People Get The Most From Charge Cards

No amount of credit card reform is going to help if you don’t spend the time to make your charge card accounts benefit you. As with many things, charge cards can be wonderful if you are disciplined, but they can also backfire and create a huge financial hole for you to dig out of. (If […]

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Differences Between Charge Cards And Debit Cards

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true. Unfortunately, we often pass along information we received because we either assume it to be true, or we’ve heard it from a single reputable […]

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Reduce Your Credit Limit To Avoid Overspending

How much credit do you have? By this, I mean how much available credit could you go out and spend today if you really wanted to max all your credit card accounts to the hilt? I’m actually surprised by the gradual increase in my credit limits, and by just how high some of them have […]

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Options to Individual bankruptcy

Lots of people wish to declare bankruptcy as soon as they understand they are in more than their own mind, and they feel like you’ll find nothing they are able to do today to get rid of debt. Individual bankruptcy nonetheless, needs to be used being an total last resort- after all other choices are already completely explored and exhausted.

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