Charge Card Accounts Have Dirty Little Secrets Too.

The average American has around 8 credit card accounts and is carrying roughly $9000 in charge card debt. If that’s not bad enough, the charge card companies are involved in what can only be described as a conspiracy to keep Americans in debt, permanently. I watched an incredible PBS documentary online last night called “Secret […]

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How To Ask For A Lower Annual Percentage Rate And Increased Charge Card Limit

When’s the last time you saw the interest rate and fees on your charge card account go down? Yes, you read that right. Down. If you’re like most Americans, the likely answer to this question is never. Now, what if I told you that eliminating your fees and slashing your APR by five, ten or […]

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How To Avoid Credit Card Cancellation

Some consumers like to have their charge card available for emergencies — either at home or while traveling abroad. Be careful: that card might not be available to you, just when you need it the most. This article explores the various reasons why your credit card could be canceled on you, along with some tips […]

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A Few Tips To Help People Get The Most From Charge Cards

No amount of credit card reform is going to help if you don’t spend the time to make your charge card accounts benefit you. As with many things, charge cards can be wonderful if you are disciplined, but they can also backfire and create a huge financial hole for you to dig out of. (If […]

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Who Really Benefits From New Credit Card Rules?

By the time you imbibe these words with your eyes it will be easier to pay your charge card bill, easier to run up your bill, and easier to absolve yourself the responsibility of charging your card to the max. As a preface, some of the new credit card account reform rules that passed earlier […]

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