Differences Between Charge Cards And Debit Cards
“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true. Unfortunately, we often pass along information we received because we either assume it to be true, or we’ve heard it from a single reputable […]
A Bit About Credit Card Balance Transfers
I first considered a balance transfer last summer. A newly-minted MBA, I was also up to my eyeballs in debt (let’s face it: I still am), but was hoping to responsibly pay it down, so I did the conscientious thing: I read up on which charge card accounts offered what benefits and chose the one […]
Are Charge Card Account Convenience Checks Really Convenient?
Many consumers receive convenience checks in the mail and regard them as a monetary gift, another source of funds from a special-purpose checking account. Don’t be fooled. Convenience checks aren’t like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your charge card. […]
Reduce Your Credit Limit To Avoid Overspending
How much credit do you have? By this, I mean how much available credit could you go out and spend today if you really wanted to max all your credit card accounts to the hilt? I’m actually surprised by the gradual increase in my credit limits, and by just how high some of them have […]
Protecting Yourself From Cyber Credit Card Crimes
Internet fraud and identity theft are becoming much more highly sophisticated crimes of which we just cannot overlook any longer. Precautions must now be taken to prevent this wrongdoing from happening to us – and there are numerous methods you can take to protect yourself. Identity theft is described as the illegal use of your […]